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Many people with pancreatitis find getting insurance cover is a real problem. We know of one insurance company (based in the UK), G.F.Baskeyfield & Company which is associated with the National Association for Colitis and Crohn's Disease and is prepared to help.
We are not directly associated with G.F.Baskeyfield & Company but are most happy to publicise them (and host their site) in recognition of the assistance they offer people with pancreatitis. You can follow this link to their pdf document for insurance..
MIA (Medical Information Anywhere) have joined forces with Master Travel Insurance Consultants to produce an effective travel insurance for people with existing illnesses that won’t break the bank. This Insurance will be available from 1st December 2006.
TRAVEL INSURANCE INFORMATION
Some people find that they have difficulty getting travel insurance because of their Pancreatitis. This information applies to most forms of disability and may be worth trying for a quote.
1) Your travel insurance will not cover you for any claim relating to
your pancreatitis if you don�t tell the insurance company that you have, or have
had pancreatitis when you buy the policy.
2) It can be easier to get travel insurance cover for
some countries (e.g European) than for others (e.g.
3) You may need a doctor�s letter confirming that you have had a diagnosis of
pancreatitis but that you are fit to travel (some doctors may charge for this).
4) You may be asked for medical details and information about your treatment. If
you are, the following reminders may help:
SURGERY:
what type?
CHEMOTHERAPY: do you know what drug combination was given to
you? If you aren�t sure, check with your doctor.
RADIOTHERAPY: have you had, or are you having radiotherapy?
If you are travelling to a country within the European Union (EU) there are
reciprocal health arrangements that you can benefit from if you need medical
care while you are on holiday. You will need to fill out an E11 form (available
at the Post Office) and take it with you on holiday.
AGE CONCERN INSURANCE SERVICES
Garrod House,
Tel: 01883
834887 � Medical Screening Line: 0800 387092
Will discuss cover with you if you have been diagnosed with a medical condition
and are unsure about cover. No age restriction. No country restrictions. You
will need to speak to medical screening line.
ALL CLEAR PLUS
Tel: 01277 267 584
Rates are said to be reasonable
BARCLAYS
Tel: 0845 6008090
Will cover anyone provided you have had no treatment in last six months and have
doctor�s permission to travel.
BISHOPS GROUP INSURANCE SERVICES
Academy Place,
Tel: 01277
267584
No age or country restrictions. Will cover people with a terminal prognosis as
long as it is not less than six months. No medical screening line, the call
centre processes the policy whilst the caller is on the line. In most cases a
doctor�s certificate is not required.
Tel: 01293 402222 � Fax 01293 551 942
Cover for pre-existing conditions can be obtained providing your GP confirms
your fitness to travel and there is no imminent risk of a recurrence.
BRADFORD & BINGLEY
P0
Tel: 0800 435 642Keen to offer insurance to as many people as possible, however,
fairly strict criteria are followed.
ROGER CHANT ASSOCIATES
Tel 0800 281713 Fax 0800 214986
Offer travel insurance for children and adults over 50 with medical or physical
disadvantages and their accompanying friends and family.
C H Facilities LTD
Tel 08707506711
Say they guarantee not to load premiums because of medical condition
CITY BOND
Tel 020 87716431
reasonable rates.
CLUB DIRECT
Dominican House,
Tel: 0800 083
2466 � Website: www.clubdirect.co.uk
Refers travellers with pre-existing condition to Medi-Quote, a specialist
medical screening service. An administration fee of �10 is charged, which is
refundable if insurance cover is given.
FREE SPRIRIT TRAVEL, INSURANCE
Free Spirit, P J Hayman & Company Limited, Stansted House, Rowlands
Castle, Hampshire PO9 6DX
General enquiries and requests for further information should be directed
to: freespirit@pjhayman.com
Call Free Spirit on: 0845 230 5000
(Opening hours: Monday to Friday - 8.00am - 6.00pm)
Send your fax to: 023 9241 9049
Specially aimed at people with health problems including cancer. No age
restrictions, but there are restrictions on secondary cancers which they will
not cover outside
JD (CONSULTANTS) INSURANCE &
MEDICAL BROKERS
Travel insurance for cancer patients with a policy called �Travel Insurance for
the medically disadvantaged�.
Tel: 020 7446
7626 � Medical Line 0870 7353600
Each case assessed on its individual merits. Have adopted new loading policy.
Customer has to speak to medical line. Single trip or 6 month insurance
�World-wide.
P J HAYMAN & CO LTD
Tel: 0239 241
90000
World-wide � Age limit 70. Ask for �Travel Plus� package or �Solutions� package.
2nd Floor,
Tel: 01293
774 535 Fax 01239 784 647
A national Charity providing information to disabled people about holidays in
the
LEISURECARE
Century House,
Tel: 01793
750150.
EU Member Countries only and people under 60. Customer�s GP or consultant will
need to complete a questionnaire. They never confirm over phone. Seem to be
reasonable rates.
MARRS
Refuge House, 9-10 River Front,
Tel: 020 8366 2222
Customer will need to speak to a medical screening line. Each case judged on its
own merits. Will not cover anyone having ongoing treatment or who has a terminal
prognosis. No age or country restrictions. Will consider covering annual
policies once treatment is completed.
MEDICO VER INSURANCE SERVICES
Tel: 0870 735 3600
You must be declared fit to travel by a doctor and have life expectancy of more
than 4 months after return. Single trip insurance only, not annual policy. Said
to be expensive. No upper age limit.
OUR WAY TRAVEL LTD
Foxbury House,
Tel: 020 8313
3353
Will consider adults up to the age of 60 world wide. Will cover cancer related
illness, but no cover for people with heart conditions. Will cover up to 31 days
on a single trip. No need to speak to a medical assessor. A medical
questionnaire is sent to your consultant to complete and forwarded with policy
application form. Answer normally given in 24-48 hours of receipt of forms. Have
to include family/friends.
PERRY & GAMBLE
Roadway House, 112-134 The Broadway.
Tel: 020 8542
1122� Fax 020 8542 1110
No age restriction on single trips, but only up to age 80 on annual policies. No
country restrictions. Will not cover terminal prognosis. No need to speak to
speak to medical assessor. Ask about the Perrysurance contract.
POST OFFICE COUNTERS
Home & Overseas Insurance, Regent Arcade House,
Say they can provide travel insurance to anyone but certain conditions may
apply. They may load the premium or the excess. No age limit World-wide.
ROYAL SUN ALLAIANCE INSURANCE
Freephone: 0800 300 687
Provides cover for people with cancer world-wide.
TRAVELBILITY
Peregrine House, Falconry Court, Bakers Lane, Epping, Essex CM16 5DQ
Telephone Call Travelbility on: 0845 338 1638
Opening hours : Monday to Friday - 9.00am - 5.30pm
Website: http://www.travelbility.co.uk/
TRAVELCARE LIMITED
Website.www.yelLco.uk/sites/travelcare
Travel insurance can normally be provided for cancer patients, if they are not
currently undergoing or awaiting hospital treatment.
TESCO TRAVEL INSURANCE
TEL: 0845 305 0505
Tesco Travel Insurance is underwritten for Tesco Personal Finance by Direct Line
plc. They may be able offer travel insurance to people with medical conditions.
Telephone above number for more information between
TO WRY LAW INSURANCE BROKERS
Tel: 01732 467049
Have advertised a year- long travel insurance policy that covers existing
medical conditions.
If you have a complaint under the Disability Discrimination Act
1995 or if you feel that you have cause for complaint or would like information
from organisations that regulate and set standards for the insurance industry
you could contact:
The Ombudsman can investigate if it considers an act of discrimination has
occurred. This is a FREE SERVICE. If this avenue is followed the right to go to
Court is still available.
Details can change without prior knowledge. This information was correct at the date of printing
Inclusion in this fact sheet does not indicate that these companies are endorsed by The Pancreatitis Supporter Network and we would like to thank Good Hope Hospital, Sutton Coldfield for this information sheet for their cancer patients.
Of course, if anyone knows of other companies offering a similar service, please let us know.
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